Personal Finance And Investment Lessons To Shape Your Future

Desiring financial independence? Not understanding the dynamics of money remains a major hurdle to financial success for many adults. Getting to appreciate the nuances of wealth-creation early in life provides a strong foundation for a healthy financial future. General or professional education will provide valuable knowledge, but failing to complement them with financial literacy will deny you the most potent weapon you need for financial success and a fulfilled life.

Late Start Hurts
Most people get to learn these important money lessons only when time has virtually run out on them. Often this creates tension and anxiety as the prospect of retirement without a healthy nest egg stares one in the face. Parents who somehow have missed the mark ought to feel a sense of obligation to guide their children away from similar fate. For us here, that's a sworn commitment.

Decide Early To Win
On your part, you must make up your mind to create a future of financial success and reasonable comfort, not financial instability and crises. The advantage of time is in your hands. But time flies and, if you don't make it a friend, you lose it and may eventually pay dearly for that indiscretion. Wealth creation has principles. Time, which you have, is one of its best catalysts. Will you act early? Financial concepts like savings, investment, financial planning, budgeting, streams of income, stocks, etc must begin to make meaning to you early in life. That's why we are providing resources here to give you that leverage to build a prosperous future. Read the articles, make comments, send in enquiries and be sure you will get any explanations or additional information you request. To your financial success!

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Staying Focused
Staying focused in the midst of the plethora of distractions confronting the youth is one of the biggest challenges of pre-adult life. Besides distractions, many problems related to poverty, infrastructural deficiencies, moral decay, etc, attempt to stall the youth.

Staying focused in the face of the myriad challenges becomes a major test of will for young people. Yet, when focus is lost, the future is mortgaged and the victim is condemned to, at best, a life of unrealised potentials. Worse still, it could result in a failed future (arrested development?).

What should young people do to cope with this test of will and remain focused to build success-driven lives? We would like to know your opinion on this. Share your suggestions on what the youth can do to rise above the challenges they face today. Whether you are young or old, you can contribute your views. Opinions collated will be published on these pages in due course. To contribute, just e-mail us or use our online comments form.