Risks are a permanent feature of life. Every day, we are faced with circumstances that threaten life and possessions. Most business and investments actions are also rooted in risk-taking. Most times these risks do not crystallise and life goes on. Quite often, however, people experience major catastrophes that either inflict physical harm or do a lot of damage to possessions and the means of livelihood. Either way, this could bring a lot of misery, especially if there is no fallback. That is why insurance practice has developed, over time, to provide a cushion that could make a big difference when unexpected disaster strikes.

What does insurance hold for you and what justification is there for buying insurance? Why is the image of the industry uninspiring in our environment? Is it prudent to ignore insurance? What type(s) of insurance are relevant to your circumstances. These and more are questions that are tackled in articles delivered in this section. Ultimately, building a secure financial future is a composite process with several inputs. Insurance may prove very vital if you understand and use it.

Protect Your Family From Disasters: Take Insurance

Insurance will not prevent a disaster, but it can do a lot to cushion the impact. Isn't it strange that people who appreciate the reality of the risks that potentially threaten life and means of livelihood are reluctant to employ a tool that offers a buffer. This article offers advice on how you can take advantage of insurance to protect the future for you and your dependants.
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Protecting Your Future: 20 Insurance Products To Choose From To Build A Firewall

Insurance has evolved to the point of providing different insurance products that seek to address various areas of risk that people and businesses potentially face. Choosing what policies to invest in will be easier when you understand what options are available. Some of the major types of insurance that you will find in the market today are outlined in this article, proving you a valuable guide in making that choice.
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See more articles on insurance after this section.

More articles insurance.

Non-settlement Of Claims By Nigerian Insurers: Myth Or Reality?

For those who believe that Nigerian insurers do not settle claims, some past experience might have led to this perception. Is this perception, widespread as it is, a true reflection of the dominant experience with the insurance companies? This article explores the subject and provides further insight into this problem which remains a major factor affecting the level of market penetration for insurance.
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How Disability Insurance Can Save You And Your Family From Severe Hardship

Disability, which could be temporary or permanent, can completely rob the individual of the ability to fend for himself. If this happens to a bread-winner with dependants, the consequences could be far-reaching for the family. Accidents and disease are possible sources of such affliction and both are real. Is there any wisdom in insuring against possible disability? Read this article to find out more on this sensitive subject.
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